TaxMyVestRSU, ESPP & stock-option tax calculators
Your RSUs Are Lying About Your Taxes
Your RSUs are lying to you about your taxes. When they vest, their value counts as income — but your employer withholds a flat 22%, and if your real tax rate is 32%, a $30,000 vest still leaves about $3,000 owing at tax time.
Watch on YouTube · From the Vest & Nest channel
Transcript
Michael: Your RSU are lying to you about your taxes. RSU — restricted stock units — are shares your company gives you as pay. When they vest — when they officially become yours — their value counts as income.
Amy: Do I owe taxes? — What's withheld by my employer?
Michael: Your employer withholds a flat twenty-two percent. But if you're a high earner, your real tax rate could be thirty-two percent.
Amy: How much more could I owe?
Michael: On a thirty thousand dollar vest, that gap means you still owe about three thousand dollars at tax time.
Amy: Where can I calculate it?
Michael: TaxMyVest.com calculates your exact gap in seconds. Free. No signup. Run your numbers and know your tax liability, before IRS does it for you.
Amy: Thanks for watching!
Michael: Take care, Like! Subscribe! and Share!.
Calculate your exact gap
Enter your shares, vest price, state and salary — the RSU calculator shows your gross vest value, the withholding, and the true tax at your marginal rate, to the dollar.
Open the RSU calculator →